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CONSTRAINTS FACED BY WOMEN ENTREPRENEURS IN JAMMU

Poonam Parihar and S. P. Singh

Abstract

The study was undertaken with the objective to study the constraints faced by the women entrepreneurs in Jammu District of J&K. Data collection was done between October 2001 to October 2002. The sample consisted of 240 women entrepreneurs. 83.33% women entrepreneurs favoured the establishment of units near their homes and were reluctant to go to far off. 82.5% of women entrepreneurs faced financial problem since they could rarely provide collateral security, which is required to get bank credits. 62.5 % of women entrepreneurs were not aware of the incentives meant for them. A significant portion i.e. 58.33% women entrepreneurs faced negative attitude of society. In the present study, only 16.66% women entrepreneurs faced problems on account of their counterparts rather they were found to be supportive. It is observed that 82.5% women entrepreneurs did not acquire any training before establishment of their projects. 87.5% women entrepreneurs came across the problem of marketing of both raw material and finished goods. 92.91% of women entrepreneurs revealed that the support of Government was inadequate. 59.58% of women entrepreneurs expressed that family constraints did not allow a woman to be a successful entrepreneur. Problems will always exist and need to be tackled as a challenge in good spirit. Women entrepreneurs need to reorient their attitude and promote leadership qualities in order to take decisions.

Keyword: Women entrepreneurs; Incentives; Security; Reorient

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