The study was conducted in Etawah district of Uttar Pradesh and 240 respondents, representing 2 blocks and 8 villages of the district constituted the study sample. Regarding the respondents’ opinion about different aspects of disbursement of loan, majority felt that loaning procedure was simple, adequate, treatment of employees was cordial, rate of interest optimum and most of the respondents preferred single window system. While a sizable proportion of respondents viewed that Kisan Credit Card should be made available for every needy borrower.

Keyword: Kisan credit card; Borrower