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Type : Other Article

FACTORS ASSOCIATED WITH THE CREDIT UTILIZATION AND REPAYMENT BEHAVOUR OF BORROWERES

M.K. Dubey, Abdul Rasheed Khan and K.K. Saxena

Abstract

The study was undertaken with the view to determine the socio-economic factors associated with the credit utilization and repayment in Panagar block of Jabalpur district, M.P. The education, farm power, innovative proneness and Cosmo politeness were significantly correlated with credit utilization. The education, land holding, type and size of family, farm power, innovative proneness, risk bearing ability, incremental income and socio - economic status of borrowers were significantly correlated with repayment of agriculture credit. The higher extent of credit utilization enhanced the level of incremental income of borrowers, which result the high extent of repayment

Keyword: Credit Utilization; Repay

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