The study was conducted in Etawah district of Uttar Pradesh and 240 respondents, representing 2 blocks and 8 villages of the district constituted the study sample. The main objective of this study was to examine the causes of indebtedness among the farmers. Majority of the respondents feel that most serious causes of indebtedness were imbalance, adulterated, unorganized pricing of products and extravagant and improvident borrowing was the least serious cause in Barpura Block (0.98) while In case of Mahewa block farmers' most serious cause of indebtedness was inadequate and untimely disbursal of loan by farm credit agencies and extravagant and improvident borrowing was the least serious

Keyword: Indebtedness; Borrower fa